INSURANCE ARCHEOLOGY & DOCUMENT RETENTION IN THE DIGITAL-ERA

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By Kristen Drake

It’s 2016 and technology is everywhere.  I have a chip in my debit card, a watch that makes phone calls and I watch television through a device called “Roku”.  But, as an Insurance Archeologist, my work life is spent looking for a paper trail.

I spend hours searching for insurance policies.  Specifically, I look for policies that can cover environmental contamination costs.

As you will read in other blogs on this site, if you are a business owner who purchased Commercial General Liability insurance for your business before policies contained absolute pollution exclusion language, you are likely to have insurance coverage that can address environmental contamination.

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