A High Court in the United Kingdom has rendered a significant opinion in the asbestos litigation that has clogged that country’s courts for the past several years. Various lower courts had ruled that public liability policies providing coverage for employees contracting mesothelioma were triggered on the date of injury. Different courts differed however over what constituted injury.Was the employee injured on the date he or she inhaled asbestos fibers or on the date that proof of injury actually could be detected? Continue reading “British Asbestos Cases Make More Work for Insurance Archeologists”
Category: Blog
Old Gold in the Attic
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]
Finding the Money for Environmental Clean Ups In Yesterday’s Business Records
Successful dry cleaners keep a clean shop. Yet in recent years, the tidiest of dry cleaners are discovering that their inclination toward order and cleanliness is having a negative impact on their ability to stay in business.
Shredding and discarding old business records has long been the way to keep storage areas manageable and office areas functional. However, dry cleaners are finding that certain of the old business records they destroyed are the very documents they now need to keep their doors open. Continue reading “Old Gold in the Attic”
Insurance Archaeology: What is it and Why is it Beneficial?
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]
Fabricare – September/ October 2008
Insurance archeology is the process of locating and finding historical insurance policies that covered individuals and businesses. Historical insurance can be a huge benefit to drycleaners, as old policies can be used to pay for costs associated with soil and groundwater contamination investigations, legal representation, and even the cleanup of contaminated sites. Continue reading “Insurance Archaeology: What is it and Why is it Beneficial?”
Claim Digger
IBJ Article August 25-31, 2008 Vol 29 No. 25
By Scott Olson
Like an archeologist combing through artifacts of the ancient past. O’Neill labors to construct liability insurance policies once considered expired. They often are as valuable as lost treasures-funding expensive environmental investigations or paying product liability defense costs, and ultimately saving corporate and small business policyholders from economic ruin. Continue reading “Claim Digger”
With DERF Deadline Looming, Old CGL Insurance can be Vital Protection
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]
Wisconsin Fabricare Institute IMPRESSIONS July/August 2008 Issue
As most dry cleaners know, the deadline to enter sites into the Dry Cleaner Environmental Response Fund (DERF) Program is quickly approaching. Simply stated, if soil and groundwater samples are not collected at your site and you have not entered your site into the DERF program by August 30, 2008, you will not be eligible to benefit from the funding mechanism established with the Wisconsin Department of Natural Resources (DNR). Continue reading “With DERF Deadline Looming, Old CGL Insurance can be Vital Protection”
Old, lost insurance policies? Get yourself an archaeologist
Looking for an old insurance policy – one your client “was sure” they had but can’t remember where or when? Consider hiring an “insurance archaeologist.”
Who wouldn’t enjoy this scenario: An abandoned commercial property near a city center is used again as a productive commercial location? Or, pollution that seeps into underground water supplies is removed so the water is safe to drink. Continue reading “Old, lost insurance policies? Get yourself an archaeologist”
Long-tail Liabilities Don’t Go Away
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]
As Published in the June Issue of Drycleaners News
How many dry cleaners do you know that own their business and building? Dry cleaners that thought they had an asset only to find out that it is contaminated and will cost a lot of money to clean-up.
How many dry cleaners have always followed the law and managed a clean and respectable business, only to learn that the rules they had followed for years have changed and are now more stringent? Continue reading “Long-tail Liabilities Don’t Go Away”
Indiana Dave and the Insurer of Doom
INSURANCE ARCHEOLOGIST HELPS KEEP MATTERS OUT OF LITIGATION
BY: DENNIS PILLSBURY, ROUGHNOTES
As Seen in the March, 2004 issue of the Roughnotes
Anyone who has perused cases involving clean-up of Superfund-identified hazardous waste sites probably winds up shaking his or her head at the complexity of the claims and the often inane resolutions where only the attorneys seem to leave happy. There was one case where a business was required to pay for the clean-up of lead pollution that dated back to a Revolutionary War armory that once occupied the site. Needless to say, that armory was no longer around to help pay for the clean-up. And the pollution had leeched into the ground water. It was not an inexpensive proposition. Continue reading “Indiana Dave and the Insurer of Doom”
Finding the Money for Environmental Clean Ups In Yesterday’s Business Records
[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]
Successful dry cleaners keep a clean shop. Yet in recent years, the tidiest of dry cleaners are discovering that their inclination toward order and cleanliness is having a negative impact on their ability to stay in business.
Shredding and discarding old business records has long been the way to keep storage areas manageable and office areas functional. However, dry cleaners are finding that certain of the old business records they destroyed are the very documents they now need to keep their doors open. Continue reading “Finding the Money for Environmental Clean Ups In Yesterday’s Business Records”
Finding Funds for Clean Up
Insurance Coverage and State Funds
With more than 25 years of experience, Stephen Henshaw, President of EnviroForensics®, a national environmental engineering firm specializing in remediation for drycleaners, says that drycleaners in states with or without cleanup funds have viable solutions for finding dollars for cleanup from historical insurance policies. EnviroForensics® operates a customer service department for drycleaners at 1-866-888-7911 with offices nationwide. Continue reading “Finding Funds for Clean Up”