Month: September 2009

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As Seen in the September 2009 Issue of Western Cleaner & Launderer
Written By: Steve Henshaw, President & CEO of EnviroForensics.

I heard from some readers that my last few articles were a little too technical and in addressing those comments, I’ve decided to go back to basics.  That is to say, what are basic concerns that dry cleaners have?  Since this is the Environmental Corner and staying with that topic, it is my experience that one of those basic concerns that dry cleaners might have deals with the questions, “How am I going to pay for an environmental investigation and clean-up?”  Old insurance policies may be an answer. Continue reading “Using Old Insurance to Cover Investigation and Clean-up Costs”

The dry cleaner had gone to the attic in search of his old business package policies. He explained that he had no idea before visiting an attorney that these old expired insurance policies could be of any use to him. Since they were package policies, they contained more than one line of insurance. Parts of the policy provided coverage against damage to his building, against break-ins, storm damage and even workers compensation coverage. As far as he knew, all of this coverage had long ago expired. Why would he still have copies of these old policies? There was no reason, he thought, that he would have kept them. They would have to be in a box or two that he had neglected to put in the dumpster. Continue reading “How Insurance Archeology Can Assist Dry Cleaners When Environmental Contamination Claims Threaten Their Business”