When regulatory agencies, municipalities or private property owners discover soil and groundwater contamination, the most obvious legally liable parties (responsible parties) are commonly the first to receive a demand. The most obvious party may be only one in a history of past owners and operators, waste transporters, or generators that may have contributed to the environmental impairment. This means companies can be unfairly singled out for environmental expenditures, which makes it important to take out a defensive measure by requesting a PRP Search.
When other potentially responsible parties are found, their insurance assets can contribute to what your insurance assets cannot. Even if PRPs are discovered to be bankrupt or insolvent, their insurance policies may provide defense and indemnity at sites these PRPs helped pollute.